When the clock struck midnight on New Year's Eve, many of us made resolutions to improve our lives in the new year. While resolutions often revolve around health and personal goals, it's equally important to consider our financial well-being.

​If you find yourself burdened by overwhelming debt, the new year presents a unique opportunity to take control of your financial future. In Tennessee, Attorney T. Verner Smith can be your guide through the process of debt resolution and/or bankruptcy, offering a fresh start and a path to financial freedom.

Understanding the Weight of Debt:
The burden of debt can cast a shadow over every aspect of your life, affecting your relationships, mental health, and overall quality of life. Starting the new year with a resolution to address your financial challenges is a proactive step toward a brighter future.

Expert Guidance from Attorney T. Verner Smith:
Attorney T. Verner Smith, with decades of experience in bankruptcy law in Tennessee, can provide the expert guidance needed to navigate the complexities of debt resolution and bankruptcy. His commitment to clients goes beyond legal expertise, as he understands the emotional toll that financial difficulties can take on individuals and families.

Customized Solutions for Your Unique Situation:
Every financial situation is unique, and there is no one-size-fits-all solution to debt problems. Attorney T. Verner Smith takes the time to understand your specific circumstances and tailors a strategy to address your debts effectively. Whether it's debt negotiation, consolidation, or bankruptcy, you can trust that the solution will be personalized to meet your needs.

Bankruptcy as a Fresh Start:
While the word "bankruptcy" may sound daunting, it often provides a legal and structured way to wipe the slate clean and start afresh. Attorney T. Verner Smith can guide you through the bankruptcy process, helping you understand the different chapters and determining the best course of action for your situation.

Protection from Creditors:
Filing for bankruptcy can offer immediate relief by putting an automatic stay on creditor actions, including collection calls, lawsuits, and wage garnishments. This protection allows you to focus on rebuilding your financial stability without the constant stress of aggressive creditor actions.

Rebuilding Credit and Financial Health:
Contrary to common misconceptions, bankruptcy is not the end but a new beginning. With strategic planning and responsible financial management, you can start rebuilding your credit and working towards a healthier financial future. Attorney T. Verner Smith provides post-bankruptcy guidance to ensure a smooth transition to financial recovery.

As you embark on the journey of a new year, consider making a resolution that will have a lasting impact on your life – resolving to take control of your financial future. With the assistance of Attorney T. Verner Smith in Tennessee, debt resolution and bankruptcy can become stepping stones toward a brighter, debt-free future. Embrace the new year with the confidence that comes from having a dedicated legal advocate by your side, guiding you towards financial freedom.

Call us for a free consultation today at (731) 423-1888.

Medical malpractice claims can arise from various scenarios where healthcare professionals fail to meet the standard of care, leading to harm or injury to patients. While the specific circumstances may vary, here's a list of ten common types of medical malpractice claims:

Misdiagnosis or Delayed Diagnosis: Failure to correctly diagnose a medical condition.
Delay in diagnosing a condition, leading to worsened prognosis.

Surgical Errors: Injuries caused by mistakes during surgery, such as wrong-site surgery or leaving surgical instruments inside the patient.

Medication Errors: Administering the wrong medication or dosage.
Failure to consider a patient's allergies or potential drug interactions.

Birth Injuries: Harm caused to the infant or mother during childbirth due to negligence.
Failure to respond appropriately to complications during labor.

Anesthesia Errors: Administering too much or too little anesthesia.
Failing to monitor a patient's vital signs during anesthesia.

Failure to Obtain Informed Consent: Not adequately informing the patient about the risks and potential outcomes of a medical procedure or treatment.

Hospital Negligence: Inadequate supervision or training of staff.
Failure to maintain a safe and clean environment.

Radiology Errors: Misinterpretation of diagnostic imaging results.
Failure to communicate significant findings to the patient or other healthcare providers.

Inadequate Follow-Up Care: Failure to provide appropriate post-treatment care.
Insufficient monitoring or follow-up after a medical procedure.

Nursing Home Negligence: Neglect or abuse of residents in nursing homes or long-term care facilities.
Failure to provide proper medical care and attention.


Importance of timely legal action.

Medical malpractice, a sobering reality that leaves individuals and families grappling with physical, emotional, and financial consequences, necessitates navigating a complex legal landscape when seeking justice. The Law Office of T. Verner Smith underscores the pivotal importance of filing timely lawsuits in medical malpractice cases, an essential step towards fair compensation and accountability for responsible parties.

The Reality of Medical Malpractice: Medical malpractice transpires when healthcare professionals fall short of the expected standard of care in their field, resulting in harm to patients. Whether through misdiagnosis, surgical errors, medication mistakes, or inadequate patient care, the consequences of medical negligence are profound, often resulting in prolonged suffering, additional medical expenses, and a diminished quality of life for the affected individuals.

The Significance of Timely Lawsuits: A critical aspect of pursuing justice in medical malpractice cases is the timing of legal action. Victims must be mindful of the statute of limitations, delineating the maximum time frame for filing a lawsuit after the malpractice incident. Under the guidance of the Law Office of T. Verner Smith, understanding and adhering to the statute of limitations is paramount. Filing within this timeframe ensures the preservation of legal rights and is crucial for seeking compensation.

Preserving Evidence and Establishing Liability: Timely initiation of a medical malpractice lawsuit is instrumental in preserving evidence. With time, crucial documents, medical records, and witness testimonies may become challenging to obtain or subject to alteration. The prompt filing of a lawsuit enhances the chances of securing vital evidence, strengthening the case.

In addition to evidence preservation, initiating legal proceedings promptly facilitates a more effective investigation into the actions of the healthcare professionals involved. Expert witnesses can more accurately assess the standard of care and offer valuable insights into potential negligence. The Law Office of T. Verner Smith emphasizes that by promptly initiating legal proceedings, victims enhance their prospects of establishing liability and demonstrating deviations from accepted standards of care.

Medical malpractice cases demand careful consideration and timely action. The Law Office of T. Verner Smith emphasizes the pivotal role of filing lawsuits within the prescribed timeframe. Doing so not only preserves crucial evidence but also maximizes the chances of obtaining fair compensation and holding accountable those responsible for the harm caused. Seeking legal advice promptly from the Law Office of T. Verner Smith is a crucial step towards achieving justice in the challenging aftermath of medical malpractice.

Call us today to schedule a free consultation. This consultation may take place in person or remotely by Zoom call or other internet/cell phone options. Call (731) 423-1888.