So you've been involved in a traffic accident. The insurance company wants you give them a recorded statement. Are you required to give them one?
While they will suggest it, that may not be the case at all.
If your insurance contract requires you to give some sort of statement (check your contract), there is nothing that prohibits you from consulting an attorney prior to that.
At the Law Offices of T. Verner Smith, we recommend that you politely decline to give a recorded statement until you consult with an attorney.
Why would we suggest that? There are many reasons, including the fact you may still be upset from the accident or any injuries you incurred. You may also be taking medication that clouds your memory. There have also been cases of insurance companies reading from a transcript of the recorded, and the written transcript does not have the benefit of voice inflection...so certain statements may 'read' as fact when they were instead stated sarcastically, for example.
In the legal arena, it is always best to consult before making any sort of statement.
If you have any questions about how to proceed with your specific situation, contact us at the Law Offices of T. Verner Smith at (731) 423-1888, (901) 730-4567, or (615) 371-6136.